Help to buy ISA

How I Got Kicked In The Millennials By The Help To Buy ISA

Just as the UK’s millennials finally thought we were getting the lift onto the property ladder we needed with the Help-to-Buy ISA, the rug has well and truly been pulled from under our feet. I’d say I’m outraged, it’s not what i’m thinking in all honesty, but for the sake of my mother I’ll keep those particular words to myself. Not…


Why It’s Crazy Giving Money To BadDebtor

Working in the debt industry for a number for years it is no surprise to see the odd scam company like BadDebtor rock up now and again, preying on vulnerable people. Sickening as it is, these companies target people who have gone to hell and back with debt problems, making promises they have no intention of fulfilling. I was alerted to these…

energy firms

Energy Firms Maths Error Means You Could Have Been Overcharged

Energy firms just don’t seem to be able to get their shizzle together do they? This time, a simple mathematics mistake has lead to thousands of customers paying up to three times more for their gas. Here is what has happened and who has been affected. What went so wrong? Mixing up measurements from older imperial meters with modern metric ones. No,…

Open banking

Why Open Banking Changes Things Forever

Open banking has given me much to be happy about this week. The banks, quite frankly, got spanked. Years of none existent competition, resulting in shitty rates for consumers, are finally coming to the end. The Competition and Markets Authority (CMA) has concluded its £5m investigation and is already warming up its foot ready to kick the Britain’s biggest banks arses….


5 Things That Require Zero Talent

Talent, it’s something we all hope we discover in ourselves one way or another. Some we are aware of from a very young age, whilst others take time to develop or even lay hidden until we’re much older and have more free time to develop them. However, there are so many things  you can do to aid your personal development…

PPI Claim

Last Orders For Your PPI Claim

This time it really is last orders for your PPI claim. I was harping on about this at the turn of the year and this time a date is due to be set. The Financial Conduct Authority (FCA) want the whole PPI scandal wrapping up and a June 2019 deadline has been proposed. The financial regulator wants the deadline set…


Save Money At A Sip And Swap

Stop buying, just swap! If there is one thing I have learned from my girlfriends it’s you ladies love your clothes. I have lost count of the times I have sat waiting for one of them to get ready whilst they frantically tear through a department stores worth of clothes claiming they have nothing to wear. Now I am not…

Home ownership

Why Home Ownership Falling Is No Surprise To Me

Home ownership falling is major news at the moment. But, it comes as no surprise to me whatsoever. Living in Manchester most of my life I have seen houses that were once sold for £25,000 – £30,000, now going for £250,000 – £300,000 plus. Manchester has seen the sharpest fall of home ownership of any of the major cities, and I…


July: Online Earnings Round Up

July already! Where has this year gone so far? It really does seem to be flying by. July was a busy month for me with only enough time for a bit of freelance work. Amazingly, after taking a full week off from writing or any form of promotion on the blog, I still finished the month with my second best…

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