New Year's Eve

New Year’s Eve House Party Madness Survival Kit

Apparently, this year 78% of the UK is staying at home for New Year’s Eve. I have to say I don’t bloody blame them with the cost of double-time taxis there and back, plus pubs and bars you go to every week charging you for one night – and that’s before you’ve even bought a drink. However, staying at…

common debt

Which Very Common Debt Isn’t On Your Credit Record?

This is a guest post by Sara Williams who blogs about everything to do with debt and credit ratings at Debt Camel. It’s natural to assume that all debts, or at least the important ones, will show on your credit file. There are three credit reference agencies in Britain – Experian, Equifax and Call Credit – so if you check your…

Thinking Thrifty

Happy First Birthday Thinking Thrifty

One year of Thinking Thrifty, WOW! Where did that go? It’s 12 months to the day since I launched the Thinking Thrifty blog purely to keep me on track with my saving. I had the initial goal of saving enough for a mortgage deposit for my first house, £5,000 was my target back then, I wasn’t expecting things to…

Money quotes

Thinking Thrifty’s Top 20 Money Quotes

I made some pretty substantial changes to my spending habits this year. I’ve read a lot of personal finance material from other bloggers and books from the guys who’ve gone out there and reached financial independence. Over this last year I’ve read many money quotes from MANY great minds. Below are my favourite twenty, I hope you enjoy them…

two pound

Why That Two Pound Coin In Your Pocket Could Be Worth A Lot More

After the madness surrounding the new five pound note, it seems there’s some valuable two pound coins doing the rounds now too. An error at the Royal Mint means that something originally sent out with a value of £2 has now risen astronomically to £360! Why are they valuable? A batch of them were sent out with a grammatical…

credit card

10 Horrible Mistakes You’re Making With Your Credit Card

Christmas is around the corner and many of us will have turned to the credit card to help cover the cost. If you’ve applied for credit to get you through Christmas you should know exactly what you’re dealing with in order to stay away from common mistakes. In this short guide I’ll explain what you need to stay clear of…

PayPal scammed

How A Prepaid Card Stops You Getting PayPal Scammed (Like I Was)

Earlier this week I awoke to a bit of a shock, I had been PayPal scammed and my bank emptied. Some clever bugger had hacked my PayPal account and helped themselves to numerous goodies at my expense as I had my main current account linked to it. Luckily, we have enough security measures around these days to get your…

Energy company

Why Your Energy Company Is Mugging Your Loyalty Off

“Loyalty doesn’t pay where energy firms are concerned” was the first blog ever posted on Thinking Thrifty, and it seems most of us are still having our pants pulled down by our energy company. If you’re a customer of SSE, you’re likely to be one of the ones affected most by greedy energy firm bosses failing to make enough…

Swagbucks

How You Can Make Easy Money Online With Swagbucks

If you have never heard of Swagbucks it’s a cool way to earn easy money online in the form of cash or vouchers. Even better, this week they have an offer running where you can earn a massive 4 times more than usual. Sound interesting? It should, it’s easy money for something you’re already doing daily – surfing the…

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