Can you believe that unexpected boiler repair costs came to a mahoosive £787 million last year for people without boilercare? Well believe it, because it happened, and if you're a homeowner without it you're playing Russian Roulette with your finances. If you think that sounds like a bit of an exaggeration, let's look at the at the facts. Five million homes were affected by a broken down boiler last year with the average bill totaling £270. However, 250,000 (5%) of those five million homes faced boiler breakdown costs of £1,250+ for the repairs. The average UK household just isn't equipped financially to deal with an emergency of this kind. A recent study discovered that low income families have paltry £95 in savings to deal with an emergency should disaster strike. Something as simple as a boiler breaking down could set someone off spiraling into debt, playing catch up and left robbing Peter to pay Paul. If you lack a sufficient emergency fund it is imperative that you have the right cover in place in case the worse comes to the worse.

Why Every Homeowner Should Have Boilercare

Can you believe that unexpected boiler repair costs came to a mahoosive £787 million last year for people without boilercare? Well believe it, because it happened, and if you’re a homeowner without it you’re playing Russian Roulette with your finances. If you think that sounds like a bit of an exaggeration, let’s look at the at the facts. Five…

How To Build A Credit File Worthy Enough For A Set Of Bankers

I’m asked, quite often, how can I build a credit file if I am unable to take out any credit without having anything on my credit file in the first place? It’s one of those annoying little conundrums akin to the job advert that requires you to have experience, yet without someone giving you the chance for you to gain…

The three mental stages I have gone through since starting Thinking Thrifty

The Three Mental Stages I’ve Gone Through Since Launching Thinking Thrfifty

I launched Thinking Thrifty with one thing in mind; to keep me accountable for my saving. It did the trick. It instilled habits within me that I hadn’t seen since being a child. I’ve been saving money easily every month since without it disrupting my life and I’ve never once felt like I’ve been missing out on anything to…

Thrifty Things

5 Thrifty Things I’ve Done This Week #3 Steamers, Storage & Books

I’ve had a mix bag of thrifty things this week The spring cleaning among my friends continues, allowing me to pick up a few more goodies that I was going to buy anyway. Having my ear to the floor and letting people know to contact me first before binning anything (some of them are a wasteful lot) has meant…

Mother's Day is almost here and I have so very much to be thankful for when it comes to my mum.

9 Thank Yous For My Mum On Mother’s Day

A message for my mum on Mother’s Day Mother’s Day is almost here and I have so very much to be thankful for when it comes to my mum. A wonderful lady who raised three children on her own with very limited help, emotionally and financially, from my ‘father’. I could go out and blow a fortune on presents…

Funding is the biggest barrier people face when starting a business

What Difficulties Will You Have Starting A Business?

It would appear we are a country of budding entrepreneurs, with more than 300,000 of us starting a business just last year alone. icount Money recently conducted a survey asking what barriers you could face when starting a business of you own. 1-in-5 (21%) British business hopefuls face difficulty when starting up their own business, with 26% of those surveyed…

what can you do to safeguard yourself this spring against overindulgence an frivolous spending?

Don’t Let Spring And The Sunshine Screw Your Finances

Spring is here, HURRAH! Although, you wouldn’t know it just yet in sunny Manchester where we are still battling bouts of sleet, snow and icy winds. But, with spring comes the temptations that warmer weather brings as we all start to pack away our onesies and come out of hibernation. This is the time of year I like to…

Book Crossing is the act of giving a book a unique identity so, as the book passes from reader to reader, it can be tracked and thus connecting its readers.

Book Crossing: Time To Stop Being Shelf-ish

I have long been accused of being a hoarder by PK, something I have always vehemently denied. Yet, every time we have come to move properties over the last eleven years (there has been a lot of moves), I am presented with the question, “are you finally going to get rid of these books now?” I generally agree they…

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