If you have read any of the many personal finance blogs on the tinterweb you will be familiar with seeing things people have given up to save money.
There are certain things I’ve given up myself over the last year, such as four day pub benders and ordering take-aways five days out of seven.
However, there are some things I can’t live without, and wouldn’t want to if I’m perfectly honest.
I’m a firm believer that we’re here for a good time, not a long time.
Giving up every bit of enjoyment in the pursuit of early retirement is not for me.
I’d rather get my ass in gear and find new side hustles to earn more money.
I’m striving to get to a point in my life where I live off no more than 50% of my total income.
Having tried and failed to do so over the last twelve months I’ve had to adjust my thinking and start making more cash to get there, instead of cutting every bit of enjoyment out of my life.
So here are things I’m not giving up, no way, no chance, bore off – thrifty doesn’t mean miserly!
1. The coffee shop
First of all, it’s safer for the rest of the world if I have it within thirty minutes of my eyes opening.
Secondly, I’d rather consume the contents of a cat litter tray than drink instant or filtered coffee – it’s grim!
Forget it, I’m not giving up my morning coffee for anyone.
Yes they’re an overpriced rip off, but they make me happy in the morning.
And, anyone who knows me on a personal level, knows that’s most definitely for the greater good of the human race.
If you’re going, mine’s a cappuccino by the way.
I can’t live without my morning coffee!
2. My season ticket
It will be a cold day in hell before I give up my season ticket.
If you’ve never been to Manchester, it rains A LOT, and it’s good practice to find something to do before someone leads you astray for an all day bender in the pub – or is that just my circle of friends?
I love football, but most importantly, I love Manchester United (hate me if you will) and there is not a snowball-in-hells chance my season ticket is going anywhere!
When I do my budget at the start of the year, my season ticket goes into priority bills and I’m not ashamed to admit it.
I can’t live without my season ticket!
3. A few pints
The key here is for me is to choose who I go with wisely.
Get two drinks inside me and I’m open to any suggestions that mean we don’t have to leave the pub until required to do so by law.
Unfortunately I have a couple of friends that suffer from the same affliction.
It is far safer for me to take along a ‘sensible Sue’ if I want to escape without spending a fortune, which I’ve become adept at doing.
But never going to the pub is not a life I want for myself (shudders), I’ve made friends with moderation again so what else can anyone expect from me?
I can’t live without a few pints out with my friends – pub trips stay!
Considering I used to eat more pizza than a Teenage Mutant Ninja Turtle, I think treating myself to the occasional one is perfectly acceptable.
I do try and find deals online, as well as keeping my eye out for vouchers on Zeek to cut down the cost even further.
I’m also one of those people who believes pineapple fully deserves a place on pizza – just putting that out there.
I love pizza and can’t live without it!
If you’ve never heard of Zeek it’s a marketplace where people sell their unwanted vouchers for less than face value and I highly recommend it. You can read more about Zeek here.
As mentioned earlier on point two, it pisses down with rain in God’s city an awful lot, leaving Mancunians with a severe vitamin D deficiency and a need for for affordable packaged holidays.
I’m easily pleased when it comes to holidays, I require a beach, cost effective food and drink and, well, I don’t need anything else.
The only exception to that rule so far has been a trip to New York that we were able to afford due to PK’s PPI refund.
It did start a love affair with the states though, I’ve always felt I was American in a past life, I love their enthusiasm, high fives and hell yeahs!
We are currently saving to go back, but to fund it I had to get some side hustles going, not by cutting back on spending – I’d rather die with a lot of life experiences than possessions.
I love holidays (and the United States) and I can’t live without them!
What can’t you live without?
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