How To Build A Credit File Worthy Enough For A Set Of Bankers | Thinking Thrifty

How To Build A Credit File Worthy Enough For A Set Of Bankers

I’m asked, quite often, how can I build a credit file if I am unable to take out any credit without having anything on my credit file in the first place? It’s one of those annoying little conundrums akin to the job advert that requires you to have experience, yet without someone giving you the chance for you to gain that…

The three mental stages I have gone through since starting Thinking Thrifty
How To Build A Credit File Worthy Enough For A Set Of Bankers | Thinking Thrifty

The Three Mental Stages I’ve Gone Through Since Launching Thinking Thrfifty

I launched Thinking Thrifty with one thing in mind; to keep me accountable for my saving. It did the trick. It instilled habits within me that I hadn’t seen since being a child. I’ve been saving money easily every month since without it disrupting my life and I’ve never once felt like I’ve been missing out on anything to save…

Thrifty Things
How To Build A Credit File Worthy Enough For A Set Of Bankers | Thinking Thrifty

5 Thrifty Things I’ve Done This Week #3 Steamers, Storage & Books

I’ve had a mix bag of thrifty things this week The spring cleaning among my friends continues, allowing me to pick up a few more goodies that I was going to buy anyway. Having my ear to the floor and letting people know to contact me first before binning anything (some of them are a wasteful lot) has meant I’m…

Mother's Day is almost here and I have so very much to be thankful for when it comes to my mum.
How To Build A Credit File Worthy Enough For A Set Of Bankers | Thinking Thrifty

9 Thank Yous For My Mum On Mother’s Day

A message for my mum on Mother’s Day Mother’s Day is almost here and I have so very much to be thankful for when it comes to my mum. A wonderful lady who raised three children on her own with very limited help, emotionally and financially, from my ‘father’. I could go out and blow a fortune on presents for…

Funding is the biggest barrier people face when starting a business
How To Build A Credit File Worthy Enough For A Set Of Bankers | Thinking Thrifty

What Difficulties Will You Have Starting A Business?

It would appear we are a country of budding entrepreneurs, with more than 300,000 of us starting a business just last year alone. icount Money recently conducted a survey asking what barriers you could face when starting a business of you own. 1-in-5 (21%) British business hopefuls face difficulty when starting up their own business, with 26% of those surveyed saying…

what can you do to safeguard yourself this spring against overindulgence an frivolous spending?
How To Build A Credit File Worthy Enough For A Set Of Bankers | Thinking Thrifty

Don’t Let Spring And The Sunshine Screw Your Finances

Spring is here, HURRAH! Although, you wouldn’t know it just yet in sunny Manchester where we are still battling bouts of sleet, snow and icy winds. But, with spring comes the temptations that warmer weather brings as we all start to pack away our onesies and come out of hibernation. This is the time of year I like to refer…

Book Crossing is the act of giving a book a unique identity so, as the book passes from reader to reader, it can be tracked and thus connecting its readers.
How To Build A Credit File Worthy Enough For A Set Of Bankers | Thinking Thrifty

Book Crossing: Time To Stop Being Shelf-ish

I have long been accused of being a hoarder by PK, something I have always vehemently denied. Yet, every time we have come to move properties over the last eleven years (there has been a lot of moves), I am presented with the question, “are you finally going to get rid of these books now?” I generally agree they are…

How To Build A Credit File Worthy Enough For A Set Of Bankers | Thinking Thrifty

Living With OCD: It’s Not All About Cleaning

Living with OCD is a daily challenge and can take many forms. I’ve been having a terrible time over the last couple of weeks as the company I work for is moving offices. This may seem like a fairly minor thing for some, but for others living with OCD (Obsessive-compulsive disorder) and anxiety it can feel like the whole world…

This week my 5 Thrifty Things has been more about cutting down costs than freebies!
How To Build A Credit File Worthy Enough For A Set Of Bankers | Thinking Thrifty

5 Thrifty Things I’ve Done This Week #2: Coffee, Yellow Ticket Ninja Skills & Firing PK

This week my 5 Thrifty Things has been more about cutting down costs than freebies! Welcome to the second edition of my 5 Thrifty Things, this week I have been looking at ways to cut down everyday costs after last week’s spectacular freebie haul. It has been a week of horrifying revelations and generally trying to live off buttons all…

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