Help to buy ISA
Banking

How I Got Kicked In The Millennials By The Help To Buy ISA

Just as the UK’s millennials finally thought we were getting the lift onto the property ladder we needed with the Help-to-Buy ISA, the rug has well and truly been pulled from under our feet. I’d say I’m outraged, it’s not what i’m thinking in all honesty, but for the sake of my mother I’ll keep those particular words to myself. Not…

Open banking
Banking

Why Open Banking Changes Things Forever

Open banking has given me much to be happy about this week. The banks, quite frankly, got spanked. Years of none existent competition, resulting in shitty rates for consumers, are finally coming to the end. The Competition and Markets Authority (CMA) has concluded its £5m investigation and is already warming up its foot ready to kick the Britain’s biggest banks arses….

piggybanking
Banking

The Anatomy Of Piggybanking

Piggybanking is brilliant If you want to get a greater control over your finances. Setting out a budget on paper is easy, it is a lot more difficult to stick to it. You need a lot of willpower or some nifty thrifty techniques to keep you on track. Willpower has to come from within, nobody can give it to you,…

Basic Bank Accounts
Banking

Basic Bank Accounts: Why Do They Take Us For FUNTs?

Basic bank accounts are available for all. So why aren’t they advertised properly by the banks? FUNT is a term coined back in 2008 for somebody who is ‘Financially UNTouchable Unbelievably, there are still over one million people in the UK do not currently have their own bank account, a rather shocking statistic really when you consider a basic bank…

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