Home ownership
Credit | Page 2

Why Home Ownership Falling Is No Surprise To Me

Home ownership falling is major news at the moment. But, it comes as no surprise to me whatsoever. Living in Manchester most of my life I have seen houses that were once sold for £25,000 – £30,000, now going for £250,000 – £300,000 plus. Manchester has seen the sharpest fall of home ownership of any of the major cities, and I…

credit report
Credit | Page 2

How Your Relationship Can Affect Your Credit Report

The last thing you want as an adult is something to mess up your credit report, but when you have met that someone special, joint credit agreements in the future are a very real possibility. From mortgages, joint bank accounts and loans, the moment you make a joint application a link is automatically created on your credit report. Once linked…

Credit Score
Credit | Page 2

How The EU Referendum Improved Our Credit Score

Unless you’ve been living under a rock this past year you will be aware, if not a bit bored of hearing, about the EU Referendum – the single most important vote this country has had in decades. With an expected turnout of 80%+ set to vote, it has captured the imagination of the UK public like no general election could…

Credit | Page 2

Consumerism: A Champagne Lifestyle On Lambrini Wages

Consumerism – just how did we get sucked into that? I have been a part of this little planet of ours stretching over almost three and half decades and I have seen major changes in attitudes to life, especially where money is concerned. As a child growing up in 80’s Britain, I was heavily influenced by my grandparents. We lived…

Credit | Page 2

How To Be A Pro At First Time Credit Applications

I spent years tearing my hair out about declined credit applications. I won’t lie, it was extremely frustrating. I wasn’t in desperate need of the money, I simply wanted to improve my credit score. It was incredibly annoying when I managed my money well and didn’t have any debts. What I lacked was a history. Here is how not to make the…

Rental Exchange
Credit | Page 2

Rental Exchange: The News Generation Rent Has Been Waiting For!

Rental Exchange has just made things very interesting! I remember having a conversation a few years ago with a friend I used to live with. I was complaining how though I had no debt, no dependants, and always paid my rent on time, I didn’t have a hope in hell in getting a mortgage as I had no credit history….

Debt
Credit | Page 2

Think You Know About Debt? This Will Change Everything!

If you’re considering borrowing, it’s most certainly of benefit to know the difference between good and bad debt. There are some things in life that is worth temporarily putting yourself in debt for, whilst other can leave you in financial ruin. I’m going to show you the difference. Good Debt vs Bad Debt…..   What is good debt? In Layman’s…

credit score
Credit | Page 2

How Your Credit Score Affects The Cost Of Borrowing

If you want the best possible rates when applying for credit cards and loans you need a good credit score. Furthermore, you need to keep it that way. I’m going to explain why. How lenders make their decision Banks, loan providers and credit card companies use a variety of different ways to credit check you, some being more stringent than…

Credit Rating
Credit | Page 2

20 No-Fuss Ways To Build your Credit Rating: [INFOGRAPHIC]

You credit rating is vital these days. From renting properties, buying properties, opening bank accounts, applying for jobs, these days we’re credit checked for many aspects of our lives and there are a few simple, hassle free ways to improve your credit rating. You’ve probably heard the phrase, “you can’t get credit without having credit”, and to a certain degree…

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