An image to depict the Ryanair hand luggage changes

What you need to know about the new Ryanair hand luggage changes

Ryanair has changed its hand luggage policy again and there are a few things you should know if you want to avoid long queues and charges. The new Ryanair hand luggage changes kick in from November 1. After making numerous changes over the last few months it has become easier than ever to get caught out with too much…

An image to depict good debt and bad debt

How to recognise a good debt from a bad debt

If you’re considering borrowing it’s beneficial to be able to recognise the difference between good debt and bad debt. Whilst there are some things in life where taking out a debt can undoubtedly be a great investment in your long term financial well-being, there are others that can leave your long term outlook in tatters. Arming yourself with the…

An image to depict saving money on Christmas presents

5 Simple tips to save money this Christmas

There are just eleven short weeks left until Christmas and it’s no exaggeration to say I’m excited as fudge. I bloody love it, this after spending many years as grumpy, sour faced Scrooge who couldn’t bear the sight of anything Christmas related at all, only to have a niece slapped on me in 2014 and hey presto, return of…

The Bean personal finance tool helps you keep track of your finances for free!

Bean Personal Finance Tool: It’s Free And It Will Change Your Finances

I’m a huge fan of money tools, I love things that can free up my time as my day-to-day life is too busy to have a spreadsheet for absolutely everything, thankfully I’ve come across a little beauty called Bean. Put all thoughts of Rowan Atkinson and yellow minis aside, there is nothing calamitous about this, in fact it’s shown…

Is there such thing as a self employed IVA? 

Is There Such Thing As A Self Employed IVA?

A reader emailed me over the weekend concerned that his debt was getting pretty unmanageable, ‘reader’ had been scouring the internet for advice and was confused as to whether there was such thing as a self employed IVA.  Research suggests self employed people are just as likely to be struggling with debt problems as the unemployed people. Without a…

Nobody should have to worry about putting food on the table at Christmas, so along with the other UK Money Bloggers, this year I'm taking part in The Reverse Advent Calendar.

Will You Take Part In The Reverse Advent Calendar?

We’ve not even tiptoed past Halloween yet, but the seasonal monster is already paramount in many people’s thoughts, Christmas is coming, and rather disgracefully for one of the richest countries in the world, this year fear will turn to putting food on the table, not buying presents. Increased demand for food banks during winter and Christmas Growing up in…

Contact lenses prescriptions are pretty costly, especially if you are looking to buy daily disposables. However, buying contact lenses online can save £100s

How To Save Money Buying Contact Lenses Online

I’m a danger to myself and others if I don’t have my contact lenses in, walking around like Mr Magoo is just not an option, but I was shocked to find out the difference in price when comparing high the street opticians and buying contact lenses online. We were visiting the dragon (my mother-in-law) a few years back, when she shown…

How To Work Out If Something Is Worth Spending Money On

I’m really not a spendthrift when it comes to possessions, never have been. In fact, when it has come to blowing money over the years I’ve been much more guilty of filling the pockets of my local pub landlords and restaurant owners, than trying to keep up with the trend as a dedicated follower of fashion or chasing the…

The new 12 sided one pound coin has been in circulation for over six months and the old pound coin is now on borrowed time.

When Does The Old Pound Coin Cease Being Legal Tender?

The new 12 sided one pound coin has been in circulation for over six months and the old pound coin is now on borrowed time. A hectic work life over the last few months has meant I haven’t travelled often recently, and it only dawned on me the old pound coin is on its way out when I tried…

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