An image showing a parent teaching her children money skills
Personal Finance

The Easiest Way To Teach Children Money Doesn’t Grow On Trees

Teaching children money skills is a hot debate. Who should be responsible, parents or teachers? Although financial education is now compulsory in UK schools, there is no set curriculum and free schools and academies to not follow the national curriculum anyway, meaning it is ad hoc at best. There was a time I thought more should be done in schools,…

An image to show a family protected by a watching hand to describe the need for a life insurance policy
Personal Finance

Why You Need A Life Insurance Policy And What They Mean

I’ve just become an uncle for the second time so it’s time to adjust my life insurance policy again. PK and I have no plans to have our own children, both of us are more than happy with being great uncles! However, it’s important to us that we leave the two littlens something when we’ve popped our clogs and have become…

An image showing a skimming stone across a lake to depict skimming your bank account.
Personal Finance

Skimming Your Bank Account: The Easiest Way To Save Money

Start skimming your bank account regularly and you’ll be amazed with how much you have saved in just a few months! OK, first of all, when i talk about skimming your bank account I’m not suggesting you take part in anything illegal! But, if you’ve been keeping up with me this week, you’ll have noticed I’ve been banging on about…

An image of a penny to depict the Penny Challenge.
Personal Finance

DJT’s 365 Day Penny Challenge

You will probably have come across lots of saving challenges, especially at this time of year, but I have adapted the Penny Challenge to suit me and my saving aspirations. In normal circumstances the Penny Challenge works by adding an extra penny to your total per day, for e.g. 1p, 2p, 3p right the way up until you put £3.65…

What saving challenges are there? Do saving challenges work? What are the best saving challenges? How successful are saving challenges?
Personal Finance

Two Saving Challenges I Will Complete This Year

Ever since I started this blog around a year ago I like to set myself saving challenges for the year. Last year I just had set standing orders topping up various accounts, however this year I want to go a step further, living off no more than 50% of my wages. I tried and failed this last year, but still…

Christmas might be over but the Amazon scam is still going strong! Fake Amazon receipts are still appearing in people's email accounts designed to trick you by looking like there is a genuine issue.
Personal Finance

The Amazon Scam Is Alive And Kicking

Christmas might be over but the Amazon scam is still going strong! Amazon scam receipts are still appearing in people’s email accounts designed to trick you by looking like there is a genuine issue. A friend of mine received one the other day and suggested it’s something I should be letting you all know about, so let’s warm up the Bullshizzle…

The Childrens society Debt Campaign needs our help to ask the goverment to create a breathing space for families in debt to help protect the mental health of children.
Personal Finance

The Children’s Society Debt Trap Campaign: My Story

I came across The Children’s Society Debt Trap campaign last week during the UK Money Bloggers weekly live Twitter discussion, Monday Money. It struck a nerve immediately, and to be honesty it brought back some hidden, painful memories. The Debt Trap campaign is raising awareness surrounding the damage that debt can do to a child’s mental health. A child is…

Web browsing, email records, even your social media accounts. Big Brother is going to be watching you to make sure you're paying your taxes with the launch of a new 'super computer'
Personal Finance

BEWARE! Big Brother Is Coming To Check You’re Paying Your Taxes

Web browsing, email records, even your social media accounts. Big Brother is going to be watching you to make sure you’re paying your taxes with the launch of a new ‘super computer’ Her Maj’s Revenue and Customs are set to unleash a new ‘super computer’ which claims to identify ANYONE who is paying too little tax. The ‘Connect’ system uses…

2017
Personal Finance

Luxury Holidays And Latest Tech Top Big Ticket Shopping List Of 2017

A tumultuous 2016 has not put Brits off spending big in 2017, according to credit score and report site ClearScore. 82% plan to splurge on ‘big ticket’ items next year, with holidays abroad topping the wish list for nearly half of UK adults (45%). “Staycations” follow close behind for 38% and high-end tech, such as MacBooks and SLR cameras will…

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