ground rent charges
Personal Finance | Page 2

How To Avoid Being Conned Into Extortionate Ground Rent Charges

Reading the small print when buying a new-build home is vital if you don’t want to be caught out with extortionate ground rent charges. Ground rent charges kill the sales of homes all over the UK, but how did people manage to get themselves into this situation unknowingly? Well, the simple answer to that is not reading the small print….

landlord
Personal Finance | Page 2

The Hidden Cost Of Being A Landlord

Being a buy-to-let landlord has been a dream of mine, pretty much ever since Homes Under The Hammer first came into my life! However, with the continual rising costs added onto the bills of buy-to-let landlords, it’s something I would need to give careful consideration to when the time comes. I’m here to make money, not lose it. I have…

parents
Personal Finance | Page 2

10 Things Your Parents Said You Get Now

How many of these bad boys did your parents use on you? As we grow up our parents love to throw out the odd quip and sarcastic remark to guide us along our way. Things that used to annoy the hell of me now strike a chord as an adult. How many of these have you heard from your parents?…

financial education
Personal Finance | Page 2

What Financial Education I Think We Need: FinCap Week

Are we getting enough financial education? I have long been an advocate of more substantial financial education in schools, so when I stumbled across the Financial Capability Strategy last year I was delighted to see there was finally some groundwork being done to improve matters. This week sees the launch of Financial Capability Week! If you’ve never heard of Financial Capability…

new one pound coin
Personal Finance | Page 2

What You Need To Know About The New One Pound Coin

Well, quite frankly, it looks like the secret love child of the £2 coin and a 20p – the new one pound coin is coming in March 2017! Businesses are being told to adapt their equipment and get their staff trained in preparation for the new one pound coin. Any machine taking cash, whether that be for a can of…

Top Money Hacks
Personal Finance | Page 2

Thinking Thrifty: An Interview With Top Money Hacks

I was very kindly asked to participate in an interview with Top Money Hacks a few weeks ago. I’ve made it my business over these last 10 months to get involved as much as possible within the Personal Finance blogging community and was delighted to take part. What I love about personal finance blogging is the support we all offer…

upside down fiver
Personal Finance | Page 2

Upside Down Fiver Fire Sale: Have You Bagged Yourself A Bargain?

The influx of new fiver sales on eBay show no sign of slowing, you can now buy your very own upside down fiver! I’ve not lost my marbles, honestly. After the rush to buy the new five pound notes with the first batch AA01 serial numbers, followed by last weeks AK47 serial numbers taking eBay by storm, there’s a new…

emergency fund
Personal Finance | Page 2

What I Would Do Without An Emergency Fund

22% of the UK population said they would need to borrow money to meet a £200 unexpected expense due to the lack of an emergency fund. Until the start of this year I had absolutely no money saved in an emergency fund. I had no debt, but I lived month-to-month, spending frivolously without too much thought to an emergency. I…

You hear the postman drop off your letters, you notice one that stands out - nooooooooo it's a utility bill! Having spent the last 11 months in a flat that has the bills included, I have to say it's been a welcomed break from seeing a utility bill. However, a recent survey by icount Money indicated that many Brits are struggling to keep up with the never ending rise in costs. On the infographic below you can see just how bleak this situation has got for many.
Personal Finance | Page 2

Why Brits Dread Seeing A Utility Bill

You hear the postman drop off your letters, you notice one that stands out – nooooooooo it’s a utility bill! Having spent the last 11 months in a flat that has the bills included, I have to say it’s been a welcomed break from seeing a utility bill.  However, a recent survey by icount Money indicated that many Brits are…

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