common debt
Personal Finance | Page 2

Which Very Common Debt Isn’t On Your Credit Record?

This is a guest post by Sara Williams who blogs about everything to do with debt and credit ratings at Debt Camel. It’s natural to assume that all debts, or at least the important ones, will show on your credit file. There are three credit reference agencies in Britain – Experian, Equifax and Call Credit – so if you check your credit…

credit card
Personal Finance | Page 2

10 Horrible Mistakes You’re Making With Your Credit Card

Christmas is around the corner and many of us will have turned to the credit card to help cover the cost. If you’ve applied for credit to get you through Christmas you should know exactly what you’re dealing with in order to stay away from common mistakes. In this short guide I’ll explain what you need to stay clear of if…

PayPal scammed
Personal Finance | Page 2

How A Prepaid Card Stops You Getting PayPal Scammed (Like I Was)

Earlier this week I awoke to a bit of a shock, I had been PayPal scammed and my bank emptied. Some clever bugger had hacked my PayPal account and helped themselves to numerous goodies at my expense as I had my main current account linked to it. Luckily, we have enough security measures around these days to get your money…

Paypal Fraudulent activity
Personal Finance | Page 2

How To Deal With PayPal Fraudulent Activity On Your Bank Account

This  morning I walked into a raft of emails in my work account. I have my eBay and PayPal linked to works email as it’s the one I tend not to ignore and check most frequently. Well, to say what I saw was a shock is an understatement. Over the weekend I have been the victim of PayPal fraudulent activity…

credit limit
Personal Finance | Page 2

How Much Of Your Credit Limit Should You Use?

I was recently contacted by one of my good friends who was quite literally foaming at the mouth in anger. One of the best thing about being a personal finance blogger is a year down the line people are choosing your blog posts for you!  To improve his credit score he had taken out a high interest credit card solely…

ground rent charges
Personal Finance | Page 2

How To Avoid Being Conned Into Extortionate Ground Rent Charges

Reading the small print when buying a new-build home is vital if you don’t want to be caught out with extortionate ground rent charges. Ground rent charges kill the sales of homes all over the UK, but how did people manage to get themselves into this situation unknowingly? Well, the simple answer to that is not reading the small print….

landlord
Personal Finance | Page 2

The Hidden Cost Of Being A Landlord

Being a buy-to-let landlord has been a dream of mine, pretty much ever since Homes Under The Hammer first came into my life! However, with the continual rising costs added onto the bills of buy-to-let landlords, it’s something I would need to give careful consideration to when the time comes. I’m here to make money, not lose it. I have…

parents
Personal Finance | Page 2

10 Things Your Parents Said You Get Now

How many of these bad boys did your parents use on you? As we grow up our parents love to throw out the odd quip and sarcastic remark to guide us along our way. Things that used to annoy the hell of me now strike a chord as an adult. How many of these have you heard from your parents?…

financial education
Personal Finance | Page 2

What Financial Education I Think We Need: FinCap Week

Are we getting enough financial education? I have long been an advocate of more substantial financial education in schools, so when I stumbled across the Financial Capability Strategy last year I was delighted to see there was finally some groundwork being done to improve matters. This week sees the launch of Financial Capability Week! If you’ve never heard of Financial Capability…

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