Credit Score

How The EU Referendum Improved Our Credit Score

Unless you’ve been living under a rock this past year you will be aware, if not a bit bored of hearing, about the EU Referendum – the single most important vote this country has had in decades. With an expected turnout of 80%+ set to vote, it has captured the imagination of the UK public like no general election could…

5 Things You Must Do To Teach Your Child About Finance

Finance can be a minefield, even if you previously done your homework. So imagine how confusing it can be when you are suddenly thrust into the world of finance without any prior knowledge of the way it works. As soon as we all reach eighteen, the banks start to tempt us with exciting offers of credit cards, loans and overdrafts…

9 Things You Oughta Know When Buying A Property

Regular visitors to the blog will know I’m currently saving up for the deposit on my first ever house. As I was a bit… no… VERY naive to the whole process when I started saving, I decided to do my research and unsurprisingly there is way more to it than I ever imagined. If you one day dream of owning…

When Should You Teach Children The Value Of Money?

It’s a hot debate with varying attitudes, but when is the best time to teach your children about the value of money? Take my brother’s and I for example. Three more different attitudes to money you will not find! The whole reason I started this blog was to keep me accountable in pursuit of saving a deposit for my first…

Consumerism: A Champagne Lifestyle On Lambrini Wages

Consumerism – just how did we get sucked into that? I have been a part of this little planet of ours stretching over almost three and half decades and I have seen major changes in attitudes to life, especially where money is concerned. As a child growing up in 80’s Britain, I was heavily influenced by my grandparents. We lived…

car insurance

How To Spank Your Insurer For Cheaper Car Insurance

Another year, another price increase, it’s something that UK drivers are pretty used to, but, with a bit of savvy shopping you can spank the insurer and dodge the average £50 hike that’s been added to your insurance bill this year. According to figures released by MoneySuperMarket, the average car insurance quote has risen £478, a £50 increase over the…

Pension Time Bomb: Why You Need To Save Now! [INFOGRAPHIC]

Are you a part of the pension ticking time bomb? If you are a regular visitor to this blog you will know that I am an extremely late retirement saver and only very recently started taking care of my pension. I was warned at 28 that I was already too late by a financial advisor, I chose to act at…

How To Be A Pro At First Time Credit Applications

I spent years tearing my hair out about declined credit applications. I won’t lie, it was extremely frustrating. I wasn’t in desperate need of the money, I simply wanted to improve my credit score. It was incredibly annoying when I managed my money well and didn’t have any debts. What I lacked was a history. Here is how not to make the…

Rental Exchange

Rental Exchange: The News Generation Rent Has Been Waiting For!

Rental Exchange has just made things very interesting! I remember having a conversation a few years ago with a friend I used to live with. I was complaining how though I had no debt, no dependants, and always paid my rent on time, I didn’t have a hope in hell in getting a mortgage as I had no credit history….

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