How To Build A Credit File Worthy Enough For A Set Of Bankers

I’m asked, quite often, how can I build a credit file if I am unable to take out any credit without having anything on my credit file in the first place? It’s one of those annoying little conundrums akin to the job advert that requires you to have experience, yet without someone giving you the chance for you to gain that…

Thdere are some costly mistakes you should avoid if you want to build or maintain a great credit score!

15 Things That Could Impact Negatively On Your Credit Score

I was involved in a study last year with icount Money which revealed most of us don’t understand our credit score and what affects it. I’ve done quite a few articles on how you can build your credit score, so today I thought I’d give you an indication of what affects it negatively. First of all, if you don’t fully…

common debt

Which Very Common Debt Isn’t On Your Credit Record?

This is a guest post by Sara Williams who blogs about everything to do with debt and credit ratings at Debt Camel. It’s natural to assume that all debts, or at least the important ones, will show on your credit file. There are three credit reference agencies in Britain – Experian, Equifax and Call Credit – so if you check your credit…

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