base rate

Base Rate Of Interest Drops: What The Fudge Is All The Fuss About?

The UK’s media went into a frenzy at the release of the news that Bank of England governor, Mark Carney, is dropping the base rate of interest to a record low of 0.25%. I watched the speech in great anticipation, and, after sifting through the jargon I got together with icount Money to produce an easy to understand infographic that…


8 Things You Should Know When Buying A Car

The new 66 plate is released on Thursday September 1 and many people will be considering buying a new car. There are important things to consider when purchasing a vehicle that you may not be aware of. In this short guide I’ll explain everything you need to know when buying a car, whether it be brand spanking new, or pre-owned….


Why It’s Crazy Giving Money To BadDebtor

Working in the debt industry for a number for years it is no surprise to see the odd scam company like BadDebtor rock up now and again, preying on vulnerable people. Sickening as it is, these companies target people who have gone to hell and back with debt problems, making promises they have no intention of fulfilling. I was alerted to these…

Home ownership

Why Home Ownership Falling Is No Surprise To Me

Home ownership falling is major news at the moment. But, it comes as no surprise to me whatsoever. Living in Manchester most of my life I have seen houses that were once sold for £25,000 – £30,000, now going for £250,000 – £300,000 plus. Manchester has seen the sharpest fall of home ownership of any of the major cities, and I…

credit report

How Your Relationship Can Affect Your Credit Report

The last thing you want as an adult is something to mess up your credit report, but when you have met that someone special, joint credit agreements in the future are a very real possibility. From mortgages, joint bank accounts and loans, the moment you make a joint application a link is automatically created on your credit report. Once linked…

Credit Score

How The EU Referendum Improved Our Credit Score

Unless you’ve been living under a rock this past year you will be aware, if not a bit bored of hearing, about the EU Referendum – the single most important vote this country has had in decades. With an expected turnout of 80%+ set to vote, it has captured the imagination of the UK public like no general election could…

9 Things You Oughta Know When Buying A Property

Regular visitors to the blog will know I’m currently saving up for the deposit on my first ever house. As I was a bit… no… VERY naive to the whole process when I started saving, I decided to do my research and unsurprisingly there is way more to it than I ever imagined. If you one day dream of owning…

Consumerism: A Champagne Lifestyle On Lambrini Wages

Consumerism – just how did we get sucked into that? I have been a part of this little planet of ours stretching over almost three and half decades and I have seen major changes in attitudes to life, especially where money is concerned. As a child growing up in 80’s Britain, I was heavily influenced by my grandparents. We lived…

How To Be A Pro At First Time Credit Applications

I spent years tearing my hair out about declined credit applications. I won’t lie, it was extremely frustrating. I wasn’t in desperate need of the money, I simply wanted to improve my credit score. It was incredibly annoying when I managed my money well and didn’t have any debts. What I lacked was a history. Here is how not to make the…

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