Thdere are some costly mistakes you should avoid if you want to build or maintain a great credit score!

15 Things That Could Impact Negatively On Your Credit Score

I was involved in a study last year with icount Money which revealed most of us don’t understand our credit score and what affects it. I’ve done quite a few articles on how you can build your credit score, so today I thought I’d give you an indication of what affects it negatively. First of all, if you don’t fully…

credit card

10 Horrible Mistakes You’re Making With Your Credit Card

Christmas is around the corner and many of us will have turned to the credit card to help cover the cost. If you’ve applied for credit to get you through Christmas you should know exactly what you’re dealing with in order to stay away from common mistakes. In this short guide I’ll explain what you need to stay clear of if…

ground rent charges

How To Avoid Being Conned Into Extortionate Ground Rent Charges

Reading the small print when buying a new-build home is vital if you don’t want to be caught out with extortionate ground rent charges. Ground rent charges kill the sales of homes all over the UK, but how did people manage to get themselves into this situation unknowingly? Well, the simple answer to that is not reading the small print….

landlord

The Hidden Cost Of Being A Landlord

Being a buy-to-let landlord has been a dream of mine, pretty much ever since Homes Under The Hammer first came into my life! However, with the continual rising costs added onto the bills of buy-to-let landlords, it’s something I would need to give careful consideration to when the time comes. I’m here to make money, not lose it. I have…

emergency fund

What I Would Do Without An Emergency Fund

22% of the UK population said they would need to borrow money to meet a £200 unexpected expense due to the lack of an emergency fund. Until the start of this year I had absolutely no money saved in an emergency fund. I had no debt, but I lived month-to-month, spending frivolously without too much thought to an emergency. I…

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