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An inside guide on how to completely screw your finances

Working in the debt industry I speak to people day-in-day-out who are struggling to maintain their household finances and credit commitments. Illness, breakdown in relationships, lost jobs, failed business ventures, reckless spending or just a total lack of meaningful income – I’ve seen it all. However, whilst chained to my desk for an obscene amount the day, you can…

emergency fund

What I Would Do Without An Emergency Fund

22% of the UK population said they would need to borrow money to meet a ¬£200 unexpected expense due to the lack of an emergency fund. Until the start of this year I had absolutely no money saved in an emergency fund. I had no debt, but I lived month-to-month, spending frivolously without too much thought to an emergency….

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Learn From The Friends Characters, Not The Dodgy Adverts In Between

We should be taking our lead from the Friends characters and not the irresponsible¬†adverts in between. A couple of weeks ago, to my absolute joy and my partners horror, I noticed Comedy Central had been added to my Virgin Media Package free of charge. This could mean only one thing, I could watch the whole Friends box set all…

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