Please note, throughout this blog there are affiliate links. I may earn a small commission if you click through and buy any of these products at no extra cost to yourself whatsoever. The commissions are used for the associated costs of running this blog.
I recommend certain products as I believe they are great, helpful products that could be of benefit to myself and others, not because I make a small commission from them . I would always advise anybody not to buy anything they feel they do not need, or will not use. That defeats the purpose of this blog.
I completely and utterly respect your privacy, and should you sign up to receive notifications from this blog, i will never pass on your details to a third party.
Although, a veteran of the utilities and debt industries neither myself or any potential guest writers on this site are financial advisors. All writing on this site is intended for entertainment purposes only. Some posts on this site may be written by guest authors and may include links to external content.
Unless otherwise specified, we are the owner or licensee of all intellectual property rights relating to all articles published on this site. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You, the user, own any copyright in the comments that you post in response to articles. However, when you post text, you expressly grant us a perpetual, unlimited free license to republish that text on our site and to redistribute/make available and/or sell that text in print or electronic form anywhere in the world as part of an edited compilation or otherwise.
Any further queries can sent to me via the conctact form below. I welcome any queries and aim to respond within 24 hours maximum. Please allow for any time difference from your part of the world.
DJT[contact-form-7 404 "Not Found"]
He is also a contributor to Clear Debt, ICOUNT Money and M1 Debt Advice blogs discussing all things personal finance.