Debt
Thinking Thrifty - Money Made Simple

Think You Know About Debt? This Will Change Everything!

If you’re considering borrowing, it’s most certainly of benefit to know the difference between good and bad debt. There are some things in life that is worth temporarily putting yourself in debt for, whilst other can leave you in financial ruin. I’m going to show you the difference. Good Debt vs Bad Debt…..   What is good debt? In Layman’s…

credit score
Thinking Thrifty - Money Made Simple

How Your Credit Score Affects The Cost Of Borrowing

If you want the best possible rates when applying for credit cards and loans you need a good credit score. Furthermore, you need to keep it that way. I’m going to explain why. How lenders make their decision Banks, loan providers and credit card companies use a variety of different ways to credit check you, some being more stringent than…

Credit Rating
Thinking Thrifty - Money Made Simple

20 No-Fuss Ways To Build your Credit Rating: [INFOGRAPHIC]

You credit rating is vital these days. From renting properties, buying properties, opening bank accounts, applying for jobs, these days we’re credit checked for many aspects of our lives and there are a few simple, hassle free ways to improve your credit rating. You’ve probably heard the phrase, “you can’t get credit without having credit”, and to a certain degree…

Thinking Thrifty - Money Made Simple

Be Frugal With Your Time, Not Just Your Money!

Are you wasting your time being frugal? Frugality, for many, can conjure up the image of a mad man / woman frantically cutting out coupons from the paper to save a couple of quid on their shopping bill. This not my perception of frugality at all. My time is more precious to me than money and true frugality is not…

steve jobs
Thinking Thrifty - Money Made Simple

What Can Steve Jobs Teach You About Motivation?

Love him or loathe him, Steve Jobs was one of the best communicators and motivators the world has ever seen. But which traits should we take from him and which should we avoid? Here I examine the pros and cons from the Steve Jobs School Of Management. The very mention of Steve Jobs can stir up different kinds of emotions…

Retirement
Thinking Thrifty - Money Made Simple

When Should You Start Saving For Retirement?

A constant increase in the cost of living means saving for your retirement has never been so important It is a conundrum for many of us. When is the perfect time to start saving for retirement? Well that depends on your life goals I suppose! For instance, I’m planning ahead now so I can call work a day by the…

credit card
Thinking Thrifty - Money Made Simple

Why Your Child Needs A Credit Card Now!

My child needs a credit card? Yes I can almost hear you now, but there is a method to my madness so read on! You may have seen one of my previous blogs – Pocket Money Management – which touched on the need for financial education in children. It is something that I have long advocated and extremely passionate about….

current accounts
Thinking Thrifty - Money Made Simple

How I Turned Three Current Accounts Into A Saving Machine

These days  current accounts to save can offer better rates than a savings account. In a topsy-turvy world of ultralow savings rates you have to think outside the box when it comes to maximising your saving potential. I remain firmly on target for the £5,000 Challenge for the first quarter of the year and as we approach the end of…

energy bills
Thinking Thrifty - Money Made Simple

The Ultimate Cheat Sheet on Energy Bills

Remember when you received that call regarding your energy bills from that chirpy telesales agent and you told them you wasn’t interested and slammed the phone down? Well, the chances are they might had been able to teach you a few things about your bill that your energy company was happy for you not to know. Despite the continual rises…

Finance Blogs   Displaying Top 100 Frugal Badge.png  
Copyright © 2017 Thinking Thrifty mytaste.uk