Banking jargon can be difficult to understand, especially when nobody has taken the time to explain it to us. In this guide I have debunked many of the most common types of banking jargon!
Thinking Thrifty - Money Made Simple

Banking Jargon Debunked: What Does It Mean?

Financial agreements and products come full of banking jargon and terms that most of us don’t understand. In fact, it’s safe to say that up until a few years ago, some of the banking jargon used in my mail may as well have been written in Japanese for all I understood about it. I recently asked my work colleagues to explain…

Can you believe that unexpected boiler repair costs came to a mahoosive £787 million last year for people without boilercare? Well believe it, because it happened, and if you're a homeowner without it you're playing Russian Roulette with your finances. If you think that sounds like a bit of an exaggeration, let's look at the at the facts. Five million homes were affected by a broken down boiler last year with the average bill totaling £270. However, 250,000 (5%) of those five million homes faced boiler breakdown costs of £1,250+ for the repairs. The average UK household just isn't equipped financially to deal with an emergency of this kind. A recent study discovered that low income families have paltry £95 in savings to deal with an emergency should disaster strike. Something as simple as a boiler breaking down could set someone off spiraling into debt, playing catch up and left robbing Peter to pay Paul. If you lack a sufficient emergency fund it is imperative that you have the right cover in place in case the worse comes to the worse.
Thinking Thrifty - Money Made Simple

Why Every Homeowner Should Have Boilercare

Can you believe that unexpected boiler repair costs came to a mahoosive £787 million last year for people without boilercare? Well believe it, because it happened, and if you’re a homeowner without it you’re playing Russian Roulette with your finances. If you think that sounds like a bit of an exaggeration, let’s look at the at the facts. Five million…

Thinking Thrifty - Money Made Simple

How To Build A Credit File Worthy Enough For A Set Of Bankers

I’m asked, quite often, how can I build a credit file if I am unable to take out any credit without having anything on my credit file in the first place? It’s one of those annoying little conundrums akin to the job advert that requires you to have experience, yet without someone giving you the chance for you to gain that…

The three mental stages I have gone through since starting Thinking Thrifty
Thinking Thrifty - Money Made Simple

The Three Mental Stages I’ve Gone Through Since Launching Thinking Thrfifty

I launched Thinking Thrifty with one thing in mind; to keep me accountable for my saving. It did the trick. It instilled habits within me that I hadn’t seen since being a child. I’ve been saving money easily every month since without it disrupting my life and I’ve never once felt like I’ve been missing out on anything to save…

Thrifty Things
Thinking Thrifty - Money Made Simple

5 Thrifty Things I’ve Done This Week #3 Steamers, Storage & Books

I’ve had a mix bag of thrifty things this week The spring cleaning among my friends continues, allowing me to pick up a few more goodies that I was going to buy anyway. Having my ear to the floor and letting people know to contact me first before binning anything (some of them are a wasteful lot) has meant I’m…

Mother's Day is almost here and I have so very much to be thankful for when it comes to my mum.
Thinking Thrifty - Money Made Simple

9 Thank Yous For My Mum On Mother’s Day

A message for my mum on Mother’s Day Mother’s Day is almost here and I have so very much to be thankful for when it comes to my mum. A wonderful lady who raised three children on her own with very limited help, emotionally and financially, from my ‘father’. I could go out and blow a fortune on presents for…

Funding is the biggest barrier people face when starting a business
Thinking Thrifty - Money Made Simple

What Difficulties Will You Have Starting A Business?

It would appear we are a country of budding entrepreneurs, with more than 300,000 of us starting a business just last year alone. icount Money recently conducted a survey asking what barriers you could face when starting a business of you own. 1-in-5 (21%) British business hopefuls face difficulty when starting up their own business, with 26% of those surveyed saying…

what can you do to safeguard yourself this spring against overindulgence an frivolous spending?
Thinking Thrifty - Money Made Simple

Don’t Let Spring And The Sunshine Screw Your Finances

Spring is here, HURRAH! Although, you wouldn’t know it just yet in sunny Manchester where we are still battling bouts of sleet, snow and icy winds. But, with spring comes the temptations that warmer weather brings as we all start to pack away our onesies and come out of hibernation. This is the time of year I like to refer…

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