Consumerism: A Champagne Lifestyle On Lambrini Wages

Consumerism – just how did we get sucked into that? I have been a part of this little planet of ours stretching over almost three and half decades and I have seen major changes in attitudes to life, especially where money is concerned. As a child growing up in 80’s Britain, I was heavily influenced by my grandparents. We lived…

Debt

Think You Know About Debt? This Will Change Everything!

If you’re considering borrowing, it’s most certainly of benefit to know the difference between good and bad debt. There are some things in life that is worth temporarily putting yourself in debt for, whilst other can leave you in financial ruin. I’m going to show you the difference. Good Debt vs Bad Debt…..   What is good debt? In Layman’s…

Debt Management

Debt Management: Have you been mis-sold?

Hot on the heels of mis-sold PPI and bank accounts, comes mis-sold Debt Management Plans. The Financial Conduct Authority (FCA) have identified that many Debt Management Programmes (DMP) could have been mis-sold to consumers. What is a Debt Management Plan? A Debt Management Plan is an informal debt solution which is primarily aimed at consumers who are struggling to maintain…

store cards

Christmas Countdown – The Danger Of Store Cards.

Would you like a store card today? With just 13 weeks until Christmas, for many of us, the panic has already set in and we are considering credit such as store cards to keep up. The “must have” presents children crave present a sizable headache for parents up and down the country worrying about how they are simply going to…

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