A bailiff has the right to take away some of your possessions, with the exception being anything you cannot live or work without. They can sell any possessions they lift from your home to raise money that is paid to your creditors for your outstanding debt.  As I mentioned earlier, they can be a court official or employed by a private company. Bailiffs usually won’t get involved unless the case has already been to court and you were unable to come to an agreement with your creditors.

How To Deal With Bailiffs And Debt Collectors

If you’ve received notification that you have bailiff action coming your way, you need to clue yourself up about what powers bailiffs have, quickly. Put aside any notions about burying your head, you need to move extremely swiftly in dealing with bailiffs and debt collectors.    I’m going to need you to forget what Janet from around the corner…

Debt can be all consuming if left to get out of control. But, how can you tell if your debts have become a problem that you need help with?

How Do You Know You Have Debt Problems?

Do you know what debt is? Sounds like a silly question right? But, you’d be surprised how many of us don’t understand the meaning of it enough to recognise whether it has become a problem. A simple definition of debt  is a sum of money that is owed or due, a financial obligation that you are bound to pay…

I was honoured to be asked to appear as a guest thrifty, money saver on BBC 1's Right on the Money with Denise and Dom. Here's what we discussed!

My Guest Appearance On BBC’s Right On The Money

After strutting out of my previous job back in April, my second day in the world of self-employment was spent appearing as a thrifty, money saving ninja on BBC’s Right On The Money. If you’ve never tuned into the show before, it’s a programme on BBC 1 presented by Dom Littlewood and one of my all time sporting heroes…

You’re probably a member of a Facebook buy, sell and swap group or page, if not, I’m sure you’ll have heard of them. They are something I always keep an eye on, whether I particularly need something or not, just in case there is a chance to grab a bargain to flip sell it and make a bit of profit. However, since moving into my apartment last November I’ve been on the lookout for bedroom furniture and a dining table. I missed out on an amazing table a few months ago because Sidney the Sony decided to switch himself off and I missed the guys message - a trait that old Sid is doing more and more. It was beautiful and since seeing it nothing has quite floated my boat in the same way, meaning I’ve been holding out. I’ve been living with temporary bedroom furniture and eating off my knee for eight months and it has taken me to the brink of insanity, thankfully the furniture Gods smiled down on me this week and I’ll tell you how

Facebook Buy, Sell And Swap Groups: How To Bag Yourself A Bargain

You’re probably a member of a Facebook buy, sell and swap group or page, if not, I’m sure you’ll have heard of them. They are something I always keep an eye on, whether I particularly need something or not, just in case there is a chance to grab a bargain to flip sell it and make a bit of…

Most people would love to have great smile, but the truth is not everyone can afford it. The most common tooth problem among the British is the missing teeth. Dental implants are the best solution. However, they may seem really costly in the UK (even £1,900-2,400 per single tooth implant). You can have implants done locally and go in debt or....you could combine your annual holidays with affordable treatment. How? The solution is dental implants in Croatia.

Dental implants in Croatia: How To Save Money On Dental Implants

Most people would love to have great smile, but the truth is not everyone can afford it. The most common tooth problem among the British is the missing teeth. Dental implants are the best solution. However, they may seem really costly in the UK (even £1,900-2,400 per single tooth implant). You can have implants done locally and go in…

How Gordon Ramsay taught me how to run a kitchen

How Gordon Ramsay Taught Me How To Run A Kitchen

OK so the title of this article may suggest that I was hand trained by the legend that is Gordon Ramsey personally, not quite, but the guy has taught me an incredible amount about how to run a kitchen just from watching his shows. I’m a self confessed cooking show addict. PK has had to endure thirty eight seasons…

Parking tickets shouldn't cost you your life!

Parking tickets are expensive – but shouldn’t cost you your life

Jerome Rogers, a 20 year old courier, got a couple of parking tickets last year that he couldn’t afford to pay. After these were sent to the bailiffs, two £65 tickets ballooned to a debt of over £1,000. A bailiff clamped his motorcycle so Jerome couldn’t earn any money at all and he killed himself. But this isn’t just…

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