How I Renovated A Cafe For Less Than £500

You may have realised I haven’t been around much recently. Just over six weeks ago I was made redundant and boldly stated I was off to become a full-time blogger and freelance writer. Well, things didn’t exactly go to plan on that one. A while back I started helping a lady I know with her Facebook page to help…

If you think you're to young to start investing you're wrong, in fact, you're in a better and stronger position to get started. Here's why!

5 Reasons Why The Early Bird Catches The Worm When It Comes To Investing

I have long advocated the need for financial education whilst we are younger, even more so now in a modern world where the cost of living is forever increasing and the state pension becomes stretched so far it will  barely make ends meet by the time millennials and Generation Z have chance to draw from it. Whilst compulsory company…

When you are trying to stretch those pennies as far as possible, be it to free up some money to tackle your debt, or to save away, your food budget is one of the easiest things to attack first. I balk at the suggestion from some people I know who insist there is nothing they can do to reduce their food shopping bill, there is plenty. But today I'm going to discuss meal planning, as it really helps to cut down your food budget as well as eliminating waste - something I cannot stand! This was one of the first things I did when I first started to take proper control over my spending, and I couldn't believe just how much I could skim off. However, it isn't just the money side of things why I advocate the necessity of meal planning and here is why.

Why You Should Be Meal Planning

When you are trying to stretch those pennies as far as possible, be it to free up some money to tackle your debt, or to save away, your food budget is one of the easiest things to attack first. I balk at the suggestion from some people I know who insist there is nothing they can do to reduce…

I'm always on the look out for mobile apps that help to maximise my pennies, and I've been using Shopprize for a few weeks now. If you are throwing away your receipts or leaving them at the till, you could be turning them into prizes by simply taking a picture of them and uploading them to the app. It takes a couple of seconds of your time, and if you combine using it with other receipt apps such as Receipt Hog, over the course of the year you could make a decent bit of extra cash for something that usually finds its way into the bin.

Stop Binning Receipts You Could Be In For A Shopprize

I’m always on the look out for mobile apps that help to maximise my pennies, and I’ve been using Shopprize for a few weeks now. If you are throwing away your receipts or leaving them at the till, you could be turning them into prizes by simply taking a picture of them and uploading them to the app. It…

A few weeks ago I went on a road trip to Sheffield to visit the Approved Food factory with a few of the other UK Money Bloggers. If you have never heard of Approved Food, they're the largest online retailer of short-dated food. Here is what I think of the products and service!

Approved Food Review: Just How Good Is It?

A few weeks ago I went on a road trip to Sheffield to visit the Approved Food factory with a few of the other UK Money Bloggers. If you have never heard of Approved Food, they’re the largest online retailer of short-dated food. What I witnessed was an incredible, slick operation, which was the brainchild of Dan Cluderay who, with…

Being refused credit is frustrating. But what should you do to give yourself the best chance of being accepted in future by other potential lenders?

What You Should Do If You Have Been Refused Credit

Being refused credit can be so annoyingly frustrating, trust me I’ve been there when I was told I needed credit to be taken seriously for a mortgage. Regardless of who Experian, at the time, were recommending, I was having no luck whatsoever in getting anyone to accept me. Little did I know then, there were ways in which I…

Banking jargon can be difficult to understand, especially when nobody has taken the time to explain it to us. In this guide I have debunked many of the most common types of banking jargon!

Banking Jargon Debunked: What Does It Mean?

Financial agreements and products come full of banking jargon and terms that most of us don’t understand. In fact, it’s safe to say that up until a few years ago, some of the banking jargon used in my mail may as well have been written in Japanese for all I understood about it. I recently asked my work colleagues to…

Can you believe that unexpected boiler repair costs came to a mahoosive £787 million last year for people without boilercare? Well believe it, because it happened, and if you're a homeowner without it you're playing Russian Roulette with your finances. If you think that sounds like a bit of an exaggeration, let's look at the at the facts. Five million homes were affected by a broken down boiler last year with the average bill totaling £270. However, 250,000 (5%) of those five million homes faced boiler breakdown costs of £1,250+ for the repairs. The average UK household just isn't equipped financially to deal with an emergency of this kind. A recent study discovered that low income families have paltry £95 in savings to deal with an emergency should disaster strike. Something as simple as a boiler breaking down could set someone off spiraling into debt, playing catch up and left robbing Peter to pay Paul. If you lack a sufficient emergency fund it is imperative that you have the right cover in place in case the worse comes to the worse.

Why Every Homeowner Should Have Boilercare

Can you believe that unexpected boiler repair costs came to a mahoosive £787 million last year for people without boilercare? Well believe it, because it happened, and if you’re a homeowner without it you’re playing Russian Roulette with your finances. If you think that sounds like a bit of an exaggeration, let’s look at the at the facts. Five…

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