How To Build A Credit File Worthy Enough For A Set Of Bankers

I’m asked, quite often, how can I build a credit file if I am unable to take out any credit without having anything on my credit file in the first place? It’s one of those annoying little conundrums akin to the job advert that requires you to have experience, yet without someone giving you the chance for you to gain…

Thrifty Things

5 Thrifty Things I’ve Done This Week #3 Steamers, Storage & Books

I’ve had a mix bag of thrifty things this week The spring cleaning among my friends continues, allowing me to pick up a few more goodies that I was going to buy anyway. Having my ear to the floor and letting people know to contact me first before binning anything (some of them are a wasteful lot) has meant…

Funding is the biggest barrier people face when starting a business

What Difficulties Will You Have Starting A Business?

It would appear we are a country of budding entrepreneurs, with more than 300,000 of us starting a business just last year alone. icount Money recently conducted a survey asking what barriers you could face when starting a business of you own. 1-in-5 (21%) British business hopefuls face difficulty when starting up their own business, with 26% of those surveyed…

what can you do to safeguard yourself this spring against overindulgence an frivolous spending?

Don’t Let Spring And The Sunshine Screw Your Finances

Spring is here, HURRAH! Although, you wouldn’t know it just yet in sunny Manchester where we are still battling bouts of sleet, snow and icy winds. But, with spring comes the temptations that warmer weather brings as we all start to pack away our onesies and come out of hibernation. This is the time of year I like to…

46% of people say holiday allowance is more important than pension contributions towards retirement when job seeking. The world has officially gone mad!

Job Hunters Don’t Care About Their Retirement

This post has the ability to divide opinion and cause much debate, however I’ll risk the wrath, as when I saw Aviva’s press release suggesting that UK job hunters place holiday allowance and flexible working hours higher on their agenda than pension contributions for their retirement, it was a double palm face moment. For the record, I don’t have any children,…

Identity fraud has reached record levels, so it has never been more important to protect yourself properly online

Identity Fraud Reaches Record Levels: Why You Should Be Protecting Yourself Better

Regular readers of Thinking Thrifty will know I was the victim of identity fraud back in December 2016. Some crafty trickster had infiltrated my PayPal account, made the best part of 60 transactions and just for good measure, changed my account into a business name. Not only that, they had also gained access to my eBay account and made…

Thdere are some costly mistakes you should avoid if you want to build or maintain a great credit score!

15 Things That Could Impact Negatively On Your Credit Score

I was involved in a study last year with icount Money which revealed most of us don’t understand our credit score and what affects it. I’ve done quite a few articles on how you can build your credit score, so today I thought I’d give you an indication of what affects it negatively. First of all, if you don’t…

error

Enjoy this blog? Please spread the word :)

Copyright © 2021 Thinking Thrifty