46% of people say holiday allowance is more important than pension contributions towards retirement when job seeking. The world has officially gone mad!

Job Hunters Don’t Care About Their Retirement

This post has the ability to divide opinion and cause much debate, however I’ll risk the wrath, as when I saw Aviva’s press release suggesting that UK job hunters place holiday allowance and flexible working hours higher on their agenda than pension contributions for their retirement, it was a double palm face moment. For the record, I don’t have any children, or…

Identity fraud has reached record levels, so it has never been more important to protect yourself properly online

Identity Fraud Reaches Record Levels: Why You Should Be Protecting Yourself Better

Regular readers of Thinking Thrifty will know I was the victim of identity fraud back in December 2016. Some crafty trickster had infiltrated my PayPal account, made the best part of 60 transactions and just for good measure, changed my account into a business name. Not only that, they had also gained access to my eBay account and made a…

Thdere are some costly mistakes you should avoid if you want to build or maintain a great credit score!

15 Things That Could Impact Negatively On Your Credit Score

I was involved in a study last year with icount Money which revealed most of us don’t understand our credit score and what affects it. I’ve done quite a few articles on how you can build your credit score, so today I thought I’d give you an indication of what affects it negatively. First of all, if you don’t fully…

There is a new HMRC scam text looking to gain access to your bank details

The HMRC Scam Text You Should Be Aware Of

At the moment it is just one scam after another, and this week is no different as the HMRC scam text does the rounds in full force. If you haven’t had the ‘lucky’ text yet informing you of a tax rebate windfall, I’ll give you the gist. What is the HMRC scam text? You’ll  receive a text from either HM…

An image of a couple to depict the difficulty in having a spendthrift partner

How To Deal With A Spendthrift Partner

Today’s article is a guest post from Francesca who blogs over at From Pennies To Pounds, where she details her journey about escaping the clutches of debt, saving money and her mission to earn enough money to gain financial freedom. When you are determined to pay off your debt, or achieve particular financial goals, it can be incredibly stressful to realise…

An image showing a parent teaching her children money skills

The Easiest Way To Teach Children Money Doesn’t Grow On Trees

Teaching children money skills is a hot debate. Who should be responsible, parents or teachers? Although financial education is now compulsory in UK schools, there is no set curriculum and free schools and academies to not follow the national curriculum anyway, meaning it is ad hoc at best. There was a time I thought more should be done in schools,…

An image to show a family protected by a watching hand to describe the need for a life insurance policy

Why You Need A Life Insurance Policy And What They Mean

I’ve just become an uncle for the second time so it’s time to adjust my life insurance policy again. PK and I have no plans to have our own children, both of us are more than happy with being great uncles! However, it’s important to us that we leave the two littlens something when we’ve popped our clogs and have become…

Christmas might be over but the Amazon scam is still going strong! Fake Amazon receipts are still appearing in people's email accounts designed to trick you by looking like there is a genuine issue.

The Amazon Scam Is Alive And Kicking

Christmas might be over but the Amazon scam is still going strong! Amazon scam receipts are still appearing in people’s email accounts designed to trick you by looking like there is a genuine issue. A friend of mine received one the other day and suggested it’s something I should be letting you all know about, so let’s warm up the Bullshizzle…

The Childrens society Debt Campaign needs our help to ask the goverment to create a breathing space for families in debt to help protect the mental health of children.

The Children’s Society Debt Trap Campaign: My Story

I came across The Children’s Society Debt Trap campaign last week during the UK Money Bloggers weekly live Twitter discussion, Monday Money. It struck a nerve immediately, and to be honesty it brought back some hidden, painful memories. The Debt Trap campaign is raising awareness surrounding the damage that debt can do to a child’s mental health. A child is…

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