Why It’s Crazy Giving Money To BadDebtor

Working in the debt industry for a number for years it is no surprise to see the odd scam company like BadDebtor rock up now and again, preying on vulnerable people. Sickening as it is, these companies target people who have gone to hell and back with debt problems, making promises they have no intention of fulfilling. I was alerted to these…

Open banking

Why Open Banking Changes Things Forever

Open banking has given me much to be happy about this week. The banks, quite frankly, got spanked. Years of none existent competition, resulting in shitty rates for consumers, are finally coming to the end. The Competition and Markets Authority (CMA) has concluded its £5m investigation and is already warming up its foot ready to kick the Britain’s biggest banks arses….

PPI Claim

Last Orders For Your PPI Claim

This time it really is last orders for your PPI claim. I was harping on about this at the turn of the year and this time a date is due to be set. The Financial Conduct Authority (FCA) want the whole PPI scandal wrapping up and a June 2019 deadline has been proposed. The financial regulator wants the deadline set…

Home ownership

Why Home Ownership Falling Is No Surprise To Me

Home ownership falling is major news at the moment. But, it comes as no surprise to me whatsoever. Living in Manchester most of my life I have seen houses that were once sold for £25,000 – £30,000, now going for £250,000 – £300,000 plus. Manchester has seen the sharpest fall of home ownership of any of the major cities, and I…

How to build wealth

6 Money Habits To Build Wealth

Financial success and wealth isn’t achieved overnight. It takes a firm plan and a commitment to execute it to the letter. Intelligence, charm and talent  are all fine and dandy, but more often than not these aren’t what separate the wealthiest from the poor among us. The differences lie in our daily habits and rituals. These subconscious, second nature activities…


How To Avoid Being Hit By The New UK ATM Scam

ATM fraud at UK cash machines increased by 20% in 2015 to £32.7m – a massive increase. Although, prior to chip and PIN in 2004 the level of fraud at the ATM was £74.6m, so huge strides have been made. But with scammers, where there’s a will, there’s a way and they are back with yet another scam to con…

credit report

How Your Relationship Can Affect Your Credit Report

The last thing you want as an adult is something to mess up your credit report, but when you have met that someone special, joint credit agreements in the future are a very real possibility. From mortgages, joint bank accounts and loans, the moment you make a joint application a link is automatically created on your credit report. Once linked…


6 Ways To Completely Sabotage Your Pension

Even when you finally hit your 30s it can feel like retirement is a million miles away, but the sooner you start to get a grip of your pension situation the better. The government and many experts are becoming incredibly worried that we are not saving enough for your retirement. I was late to jump on the bandwagon myself at…

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